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Thanks for giving an insight into the advantages of Debt funds vis-a-vis Savings and Fixed deposits. It is really helpful for both savers and investors and for all age groups. Further it would help the new distributors like me to gain confidence of our clients. Please keep us updated with more such articles.
I agree with Himanshu Vyapak that debt funds will stimulate growth potential.Equity is dicouraging invetor. On other hand debt fund on account of differential tax treatment find an edge over post taxation and inflation. Where as there may be occasion of receiving cash with lower purchasing value in hands of higher tax bracket.So long term drive should be initiated.
thanks for enlightening. love,, nkk.
In our village some local banks ( like cooperative banks) are paying 10% interest on FDs for 1-2 years. And 99% of my clients dont pay income tax because their income is below the tax limit. In this case investing in debt funds still make any sense? My mobile number is : +919886854097.
good insight
Dear friends, thank you for your comments, all points noted. Best regards, Team RMF
A good way to sustain in the industrywith satisfied investors.
Dear Himanshu, a key message to you: when asking distributors to push new innovations like ATM cards etc, you must also ensure that the commission structures offered by your AMC for these efforts make it a viable business.
This article should be as an eye opener for investors who invests only in bank fds.