thanks a lot for uour valuable guideline for sr.citzn.pl.share in future

very useful infomation.thanks a lot.

Friends thanks for your comments. To answer your query for higher SWP due to inflation, as you grow your funds, you may wish to opt for higher SWP than earlier. Hence, once some cushion is built, you may opt for 10% SWP against 8%. Still better than FDs

When i read the first part I also was a bit skepticle about this strategy in various cycle and specifically if started in 2008. I agree when the matket valuations are expensive one can start with this strategy with lower withdrawal, say 7%, and in rest of the cases 10%. Thanks for taking a time out and sharing thia analysis during various market cycles. Sharing this....

@ Sunil Jhaveri Sir HATS OFF!!!!! Yet again, you have retireated your point in your lucid style giving us the confidence to plan Equities for Senior Citizens with strong conviction. However, I too, like Mr.Mahiyar F Khambatta, wonder what would be the scenario wherein the Senior citizen may require a higher income year on year, as Inflation would definitely bring down his value of money

The Idea is very good. Instead of investing the Entire amount at one go a distributor can suggest Daily/Weekly STP and the amount to be invested over a period of Two years, this will take care of Market Volatility and make better returns.

Welcome to the Club! Was feeling all alone all these years. Nice to know I would have company in promoting this to wider audience. SIP till retirement and SWP after retirement is our mantra for the past 10 years.

Intersting article indeed, but Sir here we are assumming that investor will withdraw a fix sum from his corpus every year. ie in above case Rs 83000 pm. However this is not the case, because with inflation his expenses will accordingly rise and hence his withdrawal from the corpus. this will definetly deplete his corpus or reduce his corpus much more than shown in the above article. Regards

i would like to know more about scheme

Brilliant . To say in ONE word. Very Good: To say in TWO words. A MUST DO: To say in THREE words. Every Senior Citizen should atleast put some money through this method and enjoy the benefits Please create some more IDEAS and let us bring more investors to the mutual funds. A BIG THANK YOU to you...

Effective analysis. I strongly believe in the opportunity available to advise on the above subject to all.

Very interesting analysis, this will help the ifas to back test on few more schemes. Thanks to Mr Bond

GOOD OBSERVATION . THIS HELPS US INADVISING RETIRED PERSON. I ALREADY ADVISE TO INVEST IN BALANCED FUND AND GET BENEFIT OF SWP. REGARDS SADANAND PRASAD CONT- 09835155205 / 07209063130