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Nice view........................we should think about it!
because in mutual fund two kind of product becuase every body know in market linked plan where equity mutual funds ( stock mareket )linked produt nav daily basic change as market up or down , plus or minus, range may be 1% or -1% or -3% or plus 3% so above example show that anually cost of equity mutual fund range also is between 1 to 3 % and mutual fund nav also come daily monday to friday and daily change depend on market up or down 2% up or - 2% minus if investor choose directly fund or by distributor , quetion is who is benficailly ? some body say in long term compunded better than distributor model this is clear make fool to aam admi like some politician make fool to people during election and promise to provide so and so, reason is entry point of investor and same as exit point and fund performance that is important part,