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Jha Ji, this is in continuation of what I wrote last comment. We are the product of our thought and the way think situation echos us. I do not ask for appointment but Investors seek. Second is my ceiking investment in Lump Sum is 1.0 lakh or in SIP minimum 2500 and time frame 10 years. I am not bread of bakery but tasty stuff to be demanded as a good menu. I have now begun appaka question mera answer in routine manner and reaching deep into heart of Investors. Stoppage of upfront did not deter me and I said when all roads are blocked one should attempt vertical ascension. and then I completed course of NISM Modules though could not clear due to my slow hand at my age. But I got matter and knowledge needed professionally. I have free offer to all colleages my fratenity to learn knowledge is supreme attribute in Advisery Capacity.So let us feel pride in our profession of value ,character and dignity.

Deepak Jha very touchy and lucid description of financial advisers.I for my own after felicitaion of Samman at Hyderabad on 03.08.13 in MFRT , feel my solemn duty to infuse confidence and competency in combating situation from no value to all value and make feel Investors as Oxygen in case of financial asphyxiation. Trouble is not with Investors but born of us and self created to resist changes. Each adviser should get in touch of book of NISM and broaden knowledge. I may write a book on financial maths provided some of you help since after two heart attacks left very weak.

Deepak Ji, Our life is like “bread in bakery” Some time to be eaten by AMC Some time by regulatory.These three lines of yours is very-very true.

Very Nice. True picture of advisors feeling.

Deepakji ! Wonderful one. Nice thoughts carved into the lines. The first poem about an IFA in India. Send a copy to SEBI please.

At what face to old customer when the market is dull

Mr Jha, Nice poem true dipiction of an IFAs mind/perceived value. Some thoughts on "Let us find real HERO". We will have to unite under association(s) but i am pained to see that people are still not interested in joining and remaining spectator!!! Our industry and IFA can never become HERO with such attitude. Bhavesh, Mumbai -9833778887

Dear Mr.Deepak kumar Jha, A nice poem expressing the pains of a financial adviser. Part of the problem that we dont have value is, lack of trust in ourselves. We try to avoid friction with clients(asking a fee) at all costs including our self respect. If we start saying no to those un-reasonable clients who want everything for free, we will be starting on the path of self respect,happiness and prosperity. I am sure it will not be easy, but it is certainly worth a try.